About Finyoz
Long payment terms and tied-up liquidity are a growth brake for many companies. Especially where services are continuously provided and high upfront investments are necessary, financial bottlenecks often arise.
Finyoz addresses exactly this.
We enable companies to efficiently finance their outstanding invoices with payment terms of 14 to 90 days. Through our digital platform, you gain early access to your liquidity - through fully digital processes that fit seamlessly into your cash flow and give you immediate planning certainty. As a registered financial service provider, Finyoz operates within applicable regulatory requirements and aligns with the approvals of its regulatory partners in Germany and the Netherlands.
Numbers & Facts from Practice
This is how long companies often have to wait for payment for goods already delivered or services already rendered.
Companies sometimes pay up to this interest rate for short-term loans on the market.
Does all of this make sense?
No.
Can Finyoz solve this problem?
Yes.
Our Approach
Companies of all sizes face the daily challenge that operational costs arise immediately, while incoming payments are delayed. This time gap makes reliable planning difficult. Finyoz was founded to support companies at exactly this point. Our solution is specifically designed for B2B business models where regular invoicing and predictable cash flow are critical. Through largely automated and clearly structured processes, we transform your receivables into immediately available financial resources. This creates resources that you can use directly for investments or further growth. Our goal is to sustainably and efficiently integrate modern liquidity management into your daily business operations.
Our Team
The team behind Finyoz combines years of experience from the financial industry, digital product development, and building scalable financial solutions. This breadth of expertise forms the foundation for a platform that consistently focuses on the practical needs of businesses. Our focus is on developing reliable solutions that integrate seamlessly into existing workflows. We combine technological expertise with a deep understanding of business processes. Together, we pursue the goal of making liquidity management more understandable, efficient, and reliable for companies of all sizes.